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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,984 | $175,231-39.5% | $149,696-29.2% | $139,466-24.0% |
| Participation rate | 57.1% | 83.4%-26.2pp | 78.8%-21.6pp | 80.3%-23.2pp |
| Annual return | 15.97% | 166.77%-150.8pp | 134.46%-118.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,807 | $5,478-67.0% | $4,821-62.5% | $4,754-62.0% |
| Participant deferral / active EE | $6,233 | $6,521-4.4% | $5,682+9.7% | $6,712-7.1% |
| Admin fee / account holder | $564 | $16,155-96.5% | $13,212-95.7% | $11,409-95.1% |