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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $23,139 |
Service code 27 · EIN 80-0833114 | Advisory (Plan) | $10,810 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,023 | $73,102-60.3% | $123,549-76.5% | $56,287-48.4% |
| Participation rate | 79.8% | 74.3%+5.4pp | 82.3%-2.5pp | 69.9%+9.9pp |
| Annual return | 29.28% | 3.01%+26.3pp | 119.20%-89.9pp | -9.96%+39.2pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $8,236 | $5,423+51.9% | $6,426+28.2% | $3,350+145.9% |
| Admin fee / account holder | $145 | $554-73.8% | $9,284-98.4% | $521-72.2% |