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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,564 | $99,053-86.3% | $88,179-84.6% | $138,895-90.2% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.1%+18.4pp | 79.9%+7.6pp |
| Annual return | 25.23% | 78.17%-52.9pp | 64.97%-39.7pp | 145.39%-120.2pp |
| Employer contribution / active EE | $1,719 | $2,882-40.4% | $2,549-32.6% | $4,194-59.0% |
| Participant deferral / active EE | $3,842 | $5,225-26.5% | $4,614-16.7% | $6,396-39.9% |
| Admin fee / account holder | $566 | $8,748-93.5% | $7,673-92.6% | $12,562-95.5% |