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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,933 | $106,267-54.9% | $96,520-50.3% | $139,456-65.6% |
| Participation rate | 90.9% | 77.8%+13.1pp | 74.3%+16.6pp | 80.3%+10.6pp |
| Annual return | 14.28% | 38.45%-24.2pp | 35.72%-21.4pp | 373.45%-359.2pp |
| Employer contribution / active EE | $11,041 | $4,105+169.0% | $3,739+195.3% | $4,753+132.3% |
| Participant deferral / active EE | $5,943 | $5,454+9.0% | $4,879+21.8% | $6,711-11.4% |
| Admin fee / account holder | $1,410 | $7,882-82.1% | $6,733-79.1% | $11,407-87.6% |