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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,032 | $138,393-43.6% | $184,256-57.7% | $80,959-3.6% |
| Participation rate | 48.1% | 83.9%-35.7pp | 86.8%-38.7pp | 67.7%-19.5pp |
| Annual return | 32.70% | 20.01%+12.7pp | 28.85%+3.9pp | 35.67%-3.0pp |
| Employer contribution / active EE | $3,552 | $4,847-26.7% | $6,427-44.7% | $2,757+28.8% |
| Participant deferral / active EE | $11,043 | $7,076+56.1% | $9,133+20.9% | $4,300+156.8% |
| Admin fee / account holder | $9,947 | $10,489-5.2% | $13,899-28.4% | $6,925+43.6% |