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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,336 | $129,737-42.7% | $119,126-37.6% | $154,746-52.0% |
| Participation rate | 68.2% | 78.9%-10.7pp | 75.8%-7.6pp | 80.7%-12.5pp |
| Annual return | 17.03% | 379.08%-362.0pp | 282.11%-265.1pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,288 | $4,375-47.7% | $4,034-43.3% | $4,379-47.8% |
| Participant deferral / active EE | $4,689 | $5,842-19.7% | $5,318-11.8% | $6,730-30.3% |
| Admin fee / account holder | $530 | $11,961-95.6% | $10,693-95.0% | $14,365-96.3% |