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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,336 | $111,535-33.4% | $105,223-29.4% | $137,256-45.8% |
| Participation rate | 68.2% | 78.1%-9.9pp | 75.0%-6.9pp | 80.0%-11.8pp |
| Annual return | 17.03% | 237.85%-220.8pp | 180.65%-163.6pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,288 | $3,939-41.9% | $3,689-38.0% | $4,156-45.0% |
| Participant deferral / active EE | $4,689 | $5,500-14.7% | $5,072-7.5% | $6,407-26.8% |
| Admin fee / account holder | $530 | $9,721-94.6% | $8,859-94.0% | $12,270-95.7% |