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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,752 | $110,410-31.4% | $102,437-26.1% | $145,897-48.1% |
| Participation rate | 47.6% | 77.9%-30.3pp | 74.5%-26.9pp | 80.3%-32.7pp |
| Annual return | 20.07% | 24.85%-4.8pp | 24.95%-4.9pp | 552.29%-532.2pp |
| Employer contribution / active EE | $1,932 | $4,217-54.2% | $3,871-50.1% | $4,663-58.6% |
| Participant deferral / active EE | $4,188 | $5,622-25.5% | $5,060-17.2% | $6,689-37.4% |
| Admin fee / account holder | $6,960 | $9,745-28.6% | $8,388-17.0% | $13,390-48.0% |