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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,629 | $185,905-32.4% | $170,057-26.1% | $139,487-9.9% |
| Participation rate | 27.3% | 87.8%-60.5pp | 87.0%-59.7pp | 80.3%-53.1pp |
| Annual return | 17.47% | 60.56%-43.1pp | 53.42%-35.9pp | 373.84%-356.4pp |
| Employer contribution / active EE | $3,339 | $7,597-56.0% | $6,790-50.8% | $4,755-29.8% |
| Participant deferral / active EE | $5,627 | $11,627-51.6% | $10,411-46.0% | $6,713-16.2% |
| Admin fee / account holder | $21,530 | $15,397+39.8% | $12,826+67.9% | $11,407+88.7% |