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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,826 | $86,938-41.5% | $102,423-50.4% | $80,925-37.2% |
| Participation rate | 81.1% | 72.4%+8.7pp | 76.5%+4.6pp | 67.7%+13.4pp |
| Annual return | 48.79% | 18.89%+29.9pp | 29.42%+19.4pp | 35.65%+13.1pp |
| Employer contribution / active EE | $4,338 | $2,369+83.1% | $3,023+43.5% | $2,756+57.4% |
| Participant deferral / active EE | $7,899 | $4,120+91.7% | $5,054+56.3% | $4,299+83.8% |
| Admin fee / account holder | $1,812 | $8,053-77.5% | $9,455-80.8% | $6,940-73.9% |