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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,826 | $86,949-41.5% | $102,460-50.4% | $80,959-37.2% |
| Participation rate | 81.1% | 72.4%+8.7pp | 76.5%+4.6pp | 67.7%+13.4pp |
| Annual return | 48.79% | 18.89%+29.9pp | 29.47%+19.3pp | 35.67%+13.1pp |
| Employer contribution / active EE | $4,338 | $2,370+83.0% | $3,025+43.4% | $2,757+57.3% |
| Participant deferral / active EE | $7,899 | $4,121+91.7% | $5,056+56.2% | $4,300+83.7% |
| Admin fee / account holder | $1,812 | $8,048-77.5% | $9,460-80.8% | $6,925-73.8% |