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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,152 | $96,691+321.1% | $86,656+369.9% | $139,487+191.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 24.83% | 106.87%-82.0pp | 593.09%-568.3pp | 373.84%-349.0pp |
| Employer contribution / active EE | $6,900 | $3,267+111.2% | $3,025+128.1% | $4,755+45.1% |
| Participant deferral / active EE | $13,365 | $4,838+176.3% | $4,439+201.1% | $6,713+99.1% |
| Admin fee / account holder | $14,527 | $6,414+126.5% | $5,619+158.5% | $11,407+27.3% |