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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,850 | $100,868+113.0% | $90,414+137.6% | $158,931+35.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.23% | 1724.58%-1708.4pp | 1293.19%-1277.0pp | 302.86%-286.6pp |
| Employer contribution / active EE | $7,282 | $3,689+97.4% | $3,262+123.2% | $4,761+52.9% |
| Participant deferral / active EE | $10,859 | $4,348+149.8% | $3,963+174.0% | $5,982+81.5% |
| Admin fee / account holder | $2,298 | $6,502-64.7% | $5,611-59.0% | $11,247-79.6% |