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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,850 | $100,938+112.9% | $90,461+137.5% | $158,982+35.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.23% | 1727.20%-1711.0pp | 1294.76%-1278.5pp | 302.99%-286.8pp |
| Employer contribution / active EE | $7,282 | $3,691+97.3% | $3,264+123.1% | $4,763+52.9% |
| Participant deferral / active EE | $10,859 | $4,350+149.7% | $3,964+173.9% | $5,983+81.5% |
| Admin fee / account holder | $2,298 | $6,510-64.7% | $5,617-59.1% | $11,252-79.6% |