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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,954 | $175,231-80.6% | $149,696-77.3% | $139,466-75.7% |
| Participation rate | 35.7% | 83.4%-47.7pp | 78.8%-43.1pp | 80.3%-44.6pp |
| Annual return | 21.34% | 166.77%-145.4pp | 134.46%-113.1pp | 373.66%-352.3pp |
| Employer contribution / active EE | $1,095 | $5,478-80.0% | $4,821-77.3% | $4,754-77.0% |
| Participant deferral / active EE | $3,424 | $6,521-47.5% | $5,682-39.7% | $6,712-49.0% |
| Admin fee / account holder | $435 | $16,155-97.3% | $13,212-96.7% | $11,409-96.2% |