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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,569 | $209,422-96.4% | $178,503-95.8% | $158,982-95.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 0.00% | 188.81%-188.8pp | 151.12%-151.1pp | 302.99%-303.0pp |
| Employer contribution / active EE | $2,505 | $5,707-56.1% | $5,011-50.0% | $4,763-47.4% |
| Participant deferral / active EE | $5,105 | $5,955-14.3% | $5,202-1.9% | $5,983-14.7% |
| Admin fee / account holder | $1,361 | $17,079-92.0% | $13,987-90.3% | $11,252-87.9% |