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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,241 | $150,447-93.9% | $136,298-93.2% | $147,586-93.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 22.22% | 1049.15%-1026.9pp | 5156.27%-5134.0pp | 578.59%-556.4pp |
| Employer contribution / active EE | $0 | $5,256-100.0% | $4,696-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $5,587 | $6,631-15.7% | $6,247-10.6% | $5,439+2.7% |
| Admin fee / account holder | $2,632 | $10,906-75.9% | $9,244-71.5% | $10,886-75.8% |