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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,857 | $162,136-79.1% | $152,301-77.8% | $154,746-78.1% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 18.24% | 91.02%-72.8pp | 80.50%-62.3pp | 172.34%-154.1pp |
| Employer contribution / active EE | $3,053 | $4,890-37.6% | $4,624-34.0% | $4,379-30.3% |
| Participant deferral / active EE | $5,482 | $8,341-34.3% | $8,004-31.5% | $6,730-18.5% |
| Admin fee / account holder | $3,093 | $15,759-80.4% | $14,398-78.5% | $14,365-78.5% |