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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,683 | $160,040-85.8% | $147,096-84.6% | $145,877-84.5% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 12.53% | 98.49%-86.0pp | 419.75%-407.2pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,814 | $5,289-46.8% | $4,936-43.0% | $4,663-39.6% |
| Participant deferral / active EE | $5,080 | $8,429-39.7% | $8,071-37.1% | $6,691-24.1% |
| Admin fee / account holder | $1,797 | $15,050-88.1% | $13,005-86.2% | $13,402-86.6% |