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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,857 | $196,972-82.8% | $182,262-81.4% | $198,609-83.0% |
| Participation rate | 93.3% | 85.7%+7.6pp | 84.2%+9.1pp | 82.4%+11.0pp |
| Annual return | 18.24% | 158.27%-140.0pp | 140.60%-122.4pp | 202.70%-184.5pp |
| Employer contribution / active EE | $3,053 | $5,364-43.1% | $5,046-39.5% | $5,055-39.6% |
| Participant deferral / active EE | $5,482 | $8,643-36.6% | $8,276-33.8% | $6,977-21.4% |
| Admin fee / account holder | $3,093 | $18,429-83.2% | $16,712-81.5% | $19,030-83.7% |