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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,427 | $217,427-79.6% | $185,837-76.1% | $167,518-73.5% |
| Participation rate | 90.5% | 86.0%+4.4pp | 81.7%+8.8pp | 82.1%+8.4pp |
| Annual return | 12.90% | 148.39%-135.5pp | 122.08%-109.2pp | 478.71%-465.8pp |
| Employer contribution / active EE | $4,205 | $5,874-28.4% | $5,168-18.6% | $4,838-13.1% |
| Participant deferral / active EE | $7,290 | $6,357+14.7% | $5,568+30.9% | $6,342+14.9% |
| Admin fee / account holder | $3,252 | $19,816-83.6% | $16,241-80.0% | $12,312-73.6% |