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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,840 | $154,209-9.3% | $130,062+7.5% | $139,487+0.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 19.60% | 32.52%-12.9pp | -137.37%+157.0pp | 373.84%-354.2pp |
| Employer contribution / active EE | $5,183 | $5,292-2.1% | $4,322+19.9% | $4,755+9.0% |
| Participant deferral / active EE | $6,792 | $6,709+1.2% | $5,821+16.7% | $6,713+1.2% |
| Admin fee / account holder | $795 | $13,988-94.3% | $10,601-92.5% | $11,407-93.0% |