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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,422 | $135,645-64.3% | $110,243-56.1% | $135,380-64.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -9.96% | 513.24%-523.2pp | 314.76%-324.7pp | 519.81%-529.8pp |
| Employer contribution / active EE | $3,472 | $4,907-29.2% | $3,827-9.3% | $4,779-27.3% |
| Participant deferral / active EE | $7,771 | $5,507+41.1% | $4,672+66.3% | $5,609+38.5% |
| Admin fee / account holder | $422 | $11,458-96.3% | $8,548-95.1% | $10,828-96.1% |