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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,757 | $178,174+30.1% | $156,181+48.4% | $137,256+68.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 15.95% | 84.19%-68.2pp | 64.87%-48.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $6,700 | $4,972+34.8% | $4,294+56.0% | $4,156+61.2% |
| Participant deferral / active EE | $12,298 | $6,888+78.5% | $6,132+100.5% | $6,407+91.9% |
| Admin fee / account holder | $8,355 | $17,404-52.0% | $14,586-42.7% | $12,270-31.9% |