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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,607 | $181,062-20.1% | $158,223-8.6% | $155,188-6.8% |
| Participation rate | 50.0% | 82.7%-32.7pp | 79.2%-29.2pp | 80.8%-30.8pp |
| Annual return | 19.55% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.3pp |
| Employer contribution / active EE | $3,600 | $4,565-21.1% | $4,109-12.4% | $4,248-15.2% |
| Participant deferral / active EE | $8,277 | $6,134+34.9% | $5,467+51.4% | $6,531+26.7% |
| Admin fee / account holder | $210 | $18,825-98.9% | $16,047-98.7% | $14,480-98.5% |