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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,145 | $175,259-49.1% | $149,723-40.5% | $139,487-36.1% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 20.92% | 166.82%-145.9pp | 134.50%-113.6pp | 373.84%-352.9pp |
| Employer contribution / active EE | $3,684 | $5,478-32.8% | $4,821-23.6% | $4,755-22.5% |
| Participant deferral / active EE | $9,227 | $6,522+41.5% | $5,682+62.4% | $6,713+37.5% |
| Admin fee / account holder | $5 | $16,158-100.0% | $13,215-100.0% | $11,407-100.0% |