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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,929 | $169,237-96.5% | $129,339-95.4% | $145,978-95.9% |
| Participation rate | 83.3% | 76.5%+6.9pp | 69.6%+13.7pp | 80.3%+3.0pp |
| Annual return | 13.01% | 14364.43%-14351.4pp | 9437.05%-9424.0pp | 550.52%-537.5pp |
| Employer contribution / active EE | $1,630 | $5,540-70.6% | $4,154-60.8% | $4,662-65.0% |
| Participant deferral / active EE | $2,227 | $4,991-55.4% | $4,170-46.6% | $6,690-66.7% |
| Admin fee / account holder | $582 | $9,882-94.1% | $7,668-92.4% | $13,400-95.7% |