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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,153 | $148,623-52.8% | $135,974-48.4% | $139,466-49.7% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 12.26% | 79.30%-67.0pp | 68.30%-56.0pp | 373.66%-361.4pp |
| Employer contribution / active EE | $3,136 | $5,246-40.2% | $4,859-35.5% | $4,754-34.0% |
| Participant deferral / active EE | $7,366 | $8,103-9.1% | $7,760-5.1% | $6,712+9.7% |
| Admin fee / account holder | $275 | $12,406-97.8% | $10,767-97.4% | $11,409-97.6% |