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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,327 | $165,399-88.9% | $149,745-87.8% | $158,982-88.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 8.07% | 348.34%-340.3pp | 276.72%-268.7pp | 302.99%-294.9pp |
| Employer contribution / active EE | $1,199 | $5,105-76.5% | $4,646-74.2% | $4,763-74.8% |
| Participant deferral / active EE | $3,003 | $7,183-58.2% | $6,843-56.1% | $5,983-49.8% |
| Admin fee / account holder | $703 | $10,811-93.5% | $9,312-92.5% | $11,252-93.8% |