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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,631 | $160,070-90.2% | $147,117-89.4% | $145,897-89.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.00% | 98.69%-93.7pp | 420.54%-415.5pp | 552.29%-547.3pp |
| Employer contribution / active EE | $1,727 | $5,285-67.3% | $4,932-65.0% | $4,663-63.0% |
| Participant deferral / active EE | $4,141 | $8,419-50.8% | $8,065-48.7% | $6,689-38.1% |
| Admin fee / account holder | $18,118 | $15,035+20.5% | $12,993+39.4% | $13,390+35.3% |