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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,867 | $76,551-83.2% | $123,894-89.6% | $62,881-79.5% |
| Participation rate | 51.7% | 73.0%-21.3pp | 81.4%-29.7pp | 69.3%-17.6pp |
| Annual return | 18.26% | 18.68%-0.4pp | 47.52%-29.3pp | 20.14%-1.9pp |
| Employer contribution / active EE | $735 | $2,882-74.5% | $4,617-84.1% | $2,281-67.8% |
| Participant deferral / active EE | $2,241 | $4,840-53.7% | $5,984-62.6% | $3,203-30.0% |
| Admin fee / account holder | $189 | $4,826-96.1% | $8,357-97.7% | $4,296-95.6% |