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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,147 | $108,882-94.4% | $96,754-93.6% | $154,746-96.0% |
| Participation rate | 84.6% | 75.1%+9.5pp | 70.3%+14.3pp | 80.7%+3.9pp |
| Annual return | 16.69% | 98.39%-81.7pp | 82.04%-65.3pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,260 | $3,018-58.3% | $2,679-53.0% | $4,379-71.2% |
| Participant deferral / active EE | $2,131 | $5,323-60.0% | $4,758-55.2% | $6,730-68.3% |
| Admin fee / account holder | $1,984 | $10,200-80.5% | $8,905-77.7% | $14,365-86.2% |