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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,650 | $100,073-94.4% | $85,126-93.4% | $145,877-96.1% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 33.59% | 84.11%-50.5pp | 66.63%-33.0pp | 551.28%-517.7pp |
| Employer contribution / active EE | $1,338 | $3,236-58.7% | $2,731-51.0% | $4,663-71.3% |
| Participant deferral / active EE | $3,550 | $5,294-33.0% | $4,523-21.5% | $6,691-46.9% |
| Admin fee / account holder | $854 | $7,261-88.2% | $6,160-86.1% | $13,402-93.6% |