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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,447 | $106,267-66.6% | $96,520-63.3% | $139,456-74.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 12.09% | 38.45%-26.4pp | 35.72%-23.6pp | 373.45%-361.4pp |
| Employer contribution / active EE | $1,566 | $4,105-61.9% | $3,739-58.1% | $4,753-67.1% |
| Participant deferral / active EE | $3,188 | $5,454-41.5% | $4,879-34.6% | $6,711-52.5% |
| Admin fee / account holder | $1,930 | $7,882-75.5% | $6,733-71.3% | $11,407-83.1% |