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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,015 | $110,801-59.4% | $86,615-48.0% | $167,536-73.1% |
| Participation rate | 88.9% | 75.8%+13.1pp | 71.6%+17.2pp | 82.1%+6.8pp |
| Annual return | 16.77% | 116.96%-100.2pp | 63.51%-46.7pp | 478.82%-462.0pp |
| Employer contribution / active EE | $7,595 | $3,245+134.1% | $2,496+204.3% | $4,839+57.0% |
| Participant deferral / active EE | $6,500 | $4,547+43.0% | $3,699+75.7% | $6,342+2.5% |
| Admin fee / account holder | $3,199 | $8,417-62.0% | $5,830-45.1% | $12,315-74.0% |