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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,857 | $91,911-84.9% | $68,612-79.8% | $135,380-89.8% |
| Participation rate | 100.0% | 76.7%+23.3pp | 72.2%+27.8pp | 82.6%+17.4pp |
| Annual return | -11.82% | -8.22%-3.6pp | -4.63%-7.2pp | 519.81%-531.6pp |
| Employer contribution / active EE | $4,705 | $3,924+19.9% | $2,625+79.2% | $4,779-1.5% |
| Participant deferral / active EE | $4,435 | $4,315+2.8% | $3,311+34.0% | $5,609-20.9% |
| Admin fee / account holder | $331 | $9,240-96.4% | $5,131-93.6% | $10,828-96.9% |