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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,817 | $109,372-92.9% | $89,414-91.3% | $158,966-95.1% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 0.00% | 345.55%-345.6pp | 245.50%-245.5pp | 302.95%-302.9pp |
| Employer contribution / active EE | $2,208 | $3,171-30.4% | $2,586-14.6% | $4,762-53.6% |
| Participant deferral / active EE | $6,367 | $4,598+38.5% | $3,890+63.7% | $5,983+6.4% |
| Admin fee / account holder | $612 | $6,156-90.1% | $4,883-87.5% | $11,250-94.6% |