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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,062 | $198,457+36.1% | $170,435+58.5% | $147,586+83.0% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 11.12% | 257.30%-246.2pp | 205.94%-194.8pp | 578.59%-567.5pp |
| Employer contribution / active EE | $1,919 | $6,183-69.0% | $5,432-64.7% | $4,876-60.6% |
| Participant deferral / active EE | $4,675 | $5,629-17.0% | $4,939-5.4% | $5,439-14.0% |
| Admin fee / account holder | $20,259 | $16,852+20.2% | $13,881+45.9% | $10,886+86.1% |