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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,989 | $166,131-13.9% | $164,975-13.3% | $145,877-2.0% |
| Participation rate | 76.2% | 82.0%-5.8pp | 78.6%-2.4pp | 80.3%-4.1pp |
| Annual return | 11.50% | 100.37%-88.9pp | 70.12%-58.6pp | 551.28%-539.8pp |
| Employer contribution / active EE | $3,588 | $5,276-32.0% | $4,343-17.4% | $4,663-23.1% |
| Participant deferral / active EE | $8,718 | $6,962+25.2% | $6,033+44.5% | $6,691+30.3% |
| Admin fee / account holder | $10,675 | $16,648-35.9% | $12,688-15.9% | $13,402-20.4% |