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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,939 | $154,193-22.9% | $130,045-8.5% | $139,466-14.7% |
| Participation rate | 81.0% | 82.0%-1.0pp | 78.5%+2.5pp | 80.3%+0.6pp |
| Annual return | 15.29% | 32.51%-17.2pp | -137.30%+152.6pp | 373.66%-358.4pp |
| Employer contribution / active EE | $4,316 | $5,292-18.4% | $4,321-0.1% | $4,754-9.2% |
| Participant deferral / active EE | $8,829 | $6,709+31.6% | $5,820+51.7% | $6,712+31.5% |
| Admin fee / account holder | $1,144 | $13,989-91.8% | $10,600-89.2% | $11,409-90.0% |