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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,570 | $96,643-73.5% | $86,617-70.5% | $139,456-81.7% |
| Participation rate | 78.6% | 74.4%+4.2pp | 71.7%+6.9pp | 80.3%-1.8pp |
| Annual return | 29.72% | 106.57%-76.9pp | 591.91%-562.2pp | 373.45%-343.7pp |
| Employer contribution / active EE | $3,498 | $3,264+7.1% | $3,023+15.7% | $4,753-26.4% |
| Participant deferral / active EE | $5,634 | $4,835+16.5% | $4,437+27.0% | $6,711-16.1% |
| Admin fee / account holder | $731 | $6,406-88.6% | $5,613-87.0% | $11,407-93.6% |