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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,570 | $96,678-73.6% | $86,640-70.5% | $139,466-81.7% |
| Participation rate | 78.6% | 74.4%+4.2pp | 71.7%+6.9pp | 80.3%-1.8pp |
| Annual return | 29.72% | 106.69%-77.0pp | 592.52%-562.8pp | 373.66%-343.9pp |
| Employer contribution / active EE | $3,498 | $3,265+7.1% | $3,024+15.7% | $4,754-26.4% |
| Participant deferral / active EE | $5,634 | $4,837+16.5% | $4,438+26.9% | $6,712-16.1% |
| Admin fee / account holder | $731 | $6,410-88.6% | $5,616-87.0% | $11,409-93.6% |