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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,390 | $142,409-79.4% | $119,634-75.4% | $134,545-78.2% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.3%+0.7pp | 81.2%-1.2pp |
| Annual return | -19.77% | -12.46%-7.3pp | -14.98%-4.8pp | 418.37%-438.1pp |
| Employer contribution / active EE | $4,034 | $5,224-22.8% | $4,232-4.7% | $4,742-14.9% |
| Participant deferral / active EE | $5,767 | $6,468-10.8% | $5,601+3.0% | $6,401-9.9% |
| Admin fee / account holder | $783 | $13,594-94.2% | $10,329-92.4% | $11,431-93.2% |