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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,427 | $176,794-84.5% | $146,647-81.3% | $167,553-83.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 24.22% | 24.04%+0.2pp | 22.75%+1.5pp | 478.89%-454.7pp |
| Employer contribution / active EE | $4,460 | $5,161-13.6% | $4,137+7.8% | $4,840-7.8% |
| Participant deferral / active EE | $5,596 | $6,440-13.1% | $5,506+1.6% | $6,343-11.8% |
| Admin fee / account holder | $940 | $13,262-92.9% | $10,281-90.9% | $12,316-92.4% |