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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,289 | $85,169-51.5% | $172,755-76.1% | $72,983-43.4% |
| Participation rate | 86.8% | 70.1%+16.8pp | 82.6%+4.2pp | 69.5%+17.4pp |
| Annual return | 27.74% | 27.32%+0.4pp | 802.94%-775.2pp | 81.01%-53.3pp |
| Employer contribution / active EE | $3,427 | $3,324+3.1% | $5,144-33.4% | $2,440+40.5% |
| Participant deferral / active EE | $7,364 | $3,260+125.9% | $5,198+41.7% | $3,608+104.1% |
| Admin fee / account holder | $302 | $5,880-94.9% | $13,955-97.8% | $5,124-94.1% |