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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,455 | $110,801-53.6% | $86,615-40.6% | $167,536-69.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 16.70% | 116.96%-100.3pp | 63.51%-46.8pp | 478.82%-462.1pp |
| Employer contribution / active EE | $6,619 | $3,245+104.0% | $2,496+165.2% | $4,839+36.8% |
| Participant deferral / active EE | $5,376 | $4,547+18.2% | $3,699+45.3% | $6,342-15.2% |
| Admin fee / account holder | $1,292 | $8,417-84.6% | $5,830-77.8% | $12,315-89.5% |