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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,367 | $104,520-63.3% | $76,823-50.1% | $152,885-74.9% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 20.26% | 1014.03%-993.8pp | 1166.42%-1146.2pp | 345.39%-325.1pp |
| Employer contribution / active EE | $4,481 | $3,117+43.8% | $2,302+94.6% | $4,763-5.9% |
| Participant deferral / active EE | $3,538 | $4,236-16.5% | $3,336+6.1% | $5,851-39.5% |
| Admin fee / account holder | $718 | $12,283-94.2% | $6,422-88.8% | $11,598-93.8% |