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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,735 | $160,070-54.6% | $147,117-50.6% | $145,897-50.1% |
| Participation rate | 95.5% | 84.0%+11.4pp | 82.2%+13.3pp | 80.3%+15.1pp |
| Annual return | 15.81% | 98.69%-82.9pp | 420.54%-404.7pp | 552.29%-536.5pp |
| Employer contribution / active EE | $584 | $5,285-88.9% | $4,932-88.2% | $4,663-87.5% |
| Participant deferral / active EE | $8,109 | $8,419-3.7% | $8,065+0.6% | $6,689+21.2% |
| Admin fee / account holder | $12,209 | $15,035-18.8% | $12,993-6.0% | $13,390-8.8% |