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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,657 | $138,102-74.2% | $125,381-71.6% | $134,532-73.5% |
| Participation rate | 81.8% | 84.5%-2.7pp | 82.4%-0.6pp | 81.2%+0.6pp |
| Annual return | -22.00% | 750.73%-772.7pp | 572.31%-594.3pp | 418.27%-440.3pp |
| Employer contribution / active EE | $4,153 | $5,245-20.8% | $4,815-13.8% | $4,741-12.4% |
| Participant deferral / active EE | $4,742 | $7,801-39.2% | $7,448-36.3% | $6,401-25.9% |
| Admin fee / account holder | $1,022 | $11,568-91.2% | $10,007-89.8% | $11,429-91.1% |