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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,028 | $165,381-69.1% | $149,730-65.9% | $158,966-67.9% |
| Participation rate | 33.3% | 84.6%-51.2pp | 82.5%-49.1pp | 82.0%-48.6pp |
| Annual return | 28.79% | 348.29%-319.5pp | 276.70%-247.9pp | 302.95%-274.2pp |
| Employer contribution / active EE | $1,821 | $5,104-64.3% | $4,645-60.8% | $4,762-61.8% |
| Participant deferral / active EE | $5,593 | $7,182-22.1% | $6,843-18.3% | $5,983-6.5% |
| Admin fee / account holder | $1,482 | $10,809-86.3% | $9,310-84.1% | $11,250-86.8% |