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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,713 | $105,198-5.2% | $159,455-37.5% | $85,856+16.1% |
| Participation rate | 87.9% | 75.8%+12.1pp | 82.8%+5.1pp | 69.3%+18.6pp |
| Annual return | 27.44% | 45.08%-17.6pp | 263.63%-236.2pp | 318.58%-291.1pp |
| Employer contribution / active EE | $9,251 | $3,319+178.7% | $4,830+91.5% | $2,565+260.6% |
| Participant deferral / active EE | $16,987 | $5,946+185.7% | $7,353+131.0% | $3,952+329.8% |
| Admin fee / account holder | $2,182 | $6,934-68.5% | $10,800-79.8% | $6,261-65.2% |