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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,404 | $167,362-38.8% | $143,799-28.8% | $134,532-23.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.78% | 0.47%-19.3pp | -0.04%-18.7pp | 418.27%-437.0pp |
| Employer contribution / active EE | $19,790 | $5,620+252.1% | $4,952+299.6% | $4,741+317.4% |
| Participant deferral / active EE | $16,415 | $6,447+154.6% | $5,638+191.1% | $6,401+156.4% |
| Admin fee / account holder | $1,839 | $18,094-89.8% | $14,677-87.5% | $11,429-83.9% |