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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,333 | $209,422-42.1% | $178,503-32.0% | $158,982-23.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.68% | 188.81%-175.1pp | 151.12%-137.4pp | 302.99%-289.3pp |
| Employer contribution / active EE | $30,799 | $5,707+439.7% | $5,011+514.6% | $4,763+546.7% |
| Participant deferral / active EE | $24,547 | $5,955+312.2% | $5,202+371.8% | $5,983+310.2% |
| Admin fee / account holder | $7,253 | $17,079-57.5% | $13,987-48.1% | $11,252-35.5% |