Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,946 | $162,967-40.5% | $135,792-28.6% | $138,895-30.2% |
| Participation rate | 45.5% | 78.3%-32.9pp | 72.6%-27.1pp | 79.9%-34.5pp |
| Annual return | 15.64% | 30.08%-14.4pp | 25.96%-10.3pp | 145.39%-129.8pp |
| Employer contribution / active EE | $763 | $4,211-81.9% | $3,496-78.2% | $4,194-81.8% |
| Participant deferral / active EE | $3,716 | $5,640-34.1% | $4,759-21.9% | $6,396-41.9% |
| Admin fee / account holder | $37,209 | $15,306+143.1% | $12,266+203.4% | $12,562+196.2% |