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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,852 | $61,338-69.3% | $149,717-87.4% | $71,495-73.6% |
| Participation rate | 28.1% | 62.5%-34.5pp | 78.8%-50.7pp | 67.9%-39.9pp |
| Annual return | 23.08% | 35.86%-12.8pp | 134.41%-111.3pp | 28.85%-5.8pp |
| Employer contribution / active EE | $1,078 | $2,381-54.8% | $4,820-77.6% | $2,589-58.4% |
| Participant deferral / active EE | $1,578 | $2,919-45.9% | $5,682-72.2% | $4,291-63.2% |
| Admin fee / account holder | $1,552 | $1,263+22.9% | $13,213-88.3% | $1,588-2.3% |